Call reports 2008
MEADE COUNTY BANK, INC. — 2008
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 129,395,000 | 127,202,000 | 123,449,000 | 119,662,000 |
| Total loans | 79,635,000 | 78,742,000 | 78,680,000 | 80,885,000 |
| Allowance for loan losses | 164,000 | 164,000 | 156,000 | 159,000 |
| Securities available for sale | 37,377,000 | 38,231,000 | 36,385,000 | 27,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,243,000 | 107,597,000 | 103,659,000 | 100,301,000 |
| Interest-bearing deposits | 82,094,000 | 80,301,000 | 76,427,000 | 74,312,000 |
| Noninterest-bearing deposits | 27,149,000 | 27,296,000 | 27,232,000 | 25,989,000 |
| Equity capital | 11,290,000 | 11,330,000 | 11,554,000 | 11,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,964,000 | 3,856,000 | 5,647,000 | 7,441,000 |
| Interest expense | 746,000 | 1,412,000 | 1,982,000 | 2,503,000 |
| Net interest income | 1,218,000 | 2,444,000 | 3,665,000 | 4,938,000 |
| Noninterest income | 152,000 | 315,000 | 529,000 | 719,000 |
| Noninterest expense | 626,000 | 1,251,000 | 1,932,000 | 2,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 71,000 |
| Pretax income | 744,000 | 1,508,000 | 2,258,000 | 2,885,000 |
| Income tax | 220,000 | 491,000 | 755,000 | 948,000 |
| Net income | 524,000 | 1,017,000 | 1,503,000 | 1,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,098,000 | 11,341,000 | 11,577,000 | 11,761,000 |
| Total capital | 11,262,000 | 11,505,000 | 11,733,000 | 11,920,000 |
| Risk-weighted assets | 68,909,000 | 67,142,000 | 66,241,000 | 64,845,000 |