Call reports 2007
MEADE COUNTY BANK, INC. — 2007
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 123,570,000 | 121,498,000 | 124,187,000 | 120,790,000 |
| Total loans | 77,219,000 | 77,258,000 | 78,392,000 | 78,391,000 |
| Allowance for loan losses | 163,000 | 159,000 | 128,000 | 159,000 |
| Securities available for sale | 32,963,000 | 34,860,000 | 36,853,000 | 31,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,739,000 | 101,784,000 | 103,991,000 | 100,649,000 |
| Interest-bearing deposits | 74,204,000 | 75,933,000 | 79,583,000 | 76,783,000 |
| Noninterest-bearing deposits | 27,535,000 | 25,851,000 | 24,408,000 | 23,866,000 |
| Equity capital | 9,931,000 | 10,195,000 | 10,550,000 | 10,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 3,880,000 | 5,886,000 | 7,945,000 |
| Interest expense | 826,000 | 1,616,000 | 2,417,000 | 3,214,000 |
| Net interest income | 1,105,000 | 2,264,000 | 3,469,000 | 4,731,000 |
| Noninterest income | 168,000 | 338,000 | 520,000 | 718,000 |
| Noninterest expense | 565,000 | 1,128,000 | 1,723,000 | 2,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 33,000 |
| Pretax income | 708,000 | 1,474,000 | 2,266,000 | 3,000,000 |
| Income tax | 218,000 | 476,000 | 732,000 | 980,000 |
| Net income | 490,000 | 998,000 | 1,534,000 | 2,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,044,000 | 10,302,000 | 10,589,000 | 10,824,000 |
| Total capital | 10,207,000 | 10,461,000 | 10,717,000 | 10,983,000 |
| Risk-weighted assets | 67,249,000 | 66,343,000 | 68,279,000 | 67,235,000 |