Call reports 2006
MEADE COUNTY BANK, INC. — 2006
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 114,824,000 | 113,600,000 | 117,357,000 | 126,482,000 |
| Total loans | 67,608,000 | 71,591,000 | 75,394,000 | 77,572,000 |
| Allowance for loan losses | 155,000 | 153,000 | 148,000 | 159,000 |
| Securities available for sale | 36,292,000 | 34,692,000 | 34,338,000 | 37,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,926,000 | 91,612,000 | 92,071,000 | 101,449,000 |
| Interest-bearing deposits | 68,578,000 | 65,267,000 | 68,295,000 | 75,011,000 |
| Noninterest-bearing deposits | 26,348,000 | 26,345,000 | 23,776,000 | 26,438,000 |
| Equity capital | 8,930,000 | 9,097,000 | 9,453,000 | 9,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,532,000 | 3,234,000 | 5,045,000 | 6,945,000 |
| Interest expense | 563,000 | 1,176,000 | 1,911,000 | 2,726,000 |
| Net interest income | 969,000 | 2,058,000 | 3,134,000 | 4,219,000 |
| Noninterest income | 138,000 | 306,000 | 466,000 | 648,000 |
| Noninterest expense | 520,000 | 1,095,000 | 1,616,000 | 2,262,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 587,000 | 1,269,000 | 1,984,000 | 2,587,000 |
| Income tax | 180,000 | 408,000 | 646,000 | 850,000 |
| Net income | 407,000 | 861,000 | 1,338,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,224,000 | 9,428,000 | 9,656,000 | 9,804,000 |
| Total capital | 9,379,000 | 9,581,000 | 9,804,000 | 9,963,000 |
| Risk-weighted assets | 58,842,000 | 60,781,000 | 64,766,000 | 67,618,000 |