Call reports 2005
MEADE COUNTY BANK, INC. — 2005
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 106,580,000 | 107,391,000 | 114,688,000 | 112,460,000 |
| Total loans | 57,551,000 | 59,175,000 | 62,478,000 | 64,199,000 |
| Allowance for loan losses | 159,000 | 156,000 | 151,000 | 159,000 |
| Securities available for sale | 38,539,000 | 39,762,000 | 40,817,000 | 40,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,707,000 | 82,775,000 | 89,497,000 | 92,282,000 |
| Interest-bearing deposits | 58,265,000 | 58,822,000 | 65,585,000 | 66,323,000 |
| Noninterest-bearing deposits | 23,442,000 | 23,953,000 | 23,912,000 | 25,959,000 |
| Equity capital | 8,417,000 | 8,549,000 | 8,666,000 | 8,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,612,000 | 4,041,000 | 5,654,000 |
| Interest expense | 454,000 | 930,000 | 1,489,000 | 2,061,000 |
| Net interest income | 818,000 | 1,682,000 | 2,552,000 | 3,593,000 |
| Noninterest income | 135,000 | 287,000 | 450,000 | 612,000 |
| Noninterest expense | 503,000 | 983,000 | 1,508,000 | 2,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 450,000 | 986,000 | 1,494,000 | 2,160,000 |
| Income tax | 146,000 | 331,000 | 475,000 | 728,000 |
| Net income | 304,000 | 655,000 | 1,019,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,690,000 | 8,790,000 | 8,904,000 | 9,067,000 |
| Total capital | 8,849,000 | 8,946,000 | 9,055,000 | 9,226,000 |
| Risk-weighted assets | 49,643,000 | 51,297,000 | 55,751,000 | 56,048,000 |