Call reports 2004
MEADE COUNTY BANK, INC. — 2004
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 100,342,000 | 100,849,000 | 104,625,000 | 107,232,000 |
| Total loans | 56,302,000 | 55,933,000 | 56,686,000 | 56,801,000 |
| Allowance for loan losses | 155,000 | 151,000 | 149,000 | 159,000 |
| Securities available for sale | 36,780,000 | 37,828,000 | 39,293,000 | 42,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,716,000 | 74,661,000 | 78,507,000 | 81,626,000 |
| Interest-bearing deposits | 53,518,000 | 54,498,000 | 57,049,000 | 59,423,000 |
| Noninterest-bearing deposits | 20,198,000 | 20,163,000 | 21,458,000 | 22,203,000 |
| Equity capital | 8,491,000 | 8,104,000 | 8,422,000 | 8,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,414,000 | 3,644,000 | 4,916,000 |
| Interest expense | 435,000 | 854,000 | 1,280,000 | 1,734,000 |
| Net interest income | 783,000 | 1,560,000 | 2,364,000 | 3,182,000 |
| Noninterest income | 161,000 | 338,000 | 495,000 | 688,000 |
| Noninterest expense | 506,000 | 1,027,000 | 1,556,000 | 2,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 438,000 | 871,000 | 1,303,000 | 1,821,000 |
| Income tax | 150,000 | 263,000 | 443,000 | 600,000 |
| Net income | 288,000 | 608,000 | 860,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,453,000 | 8,522,000 | 8,524,000 | 8,635,000 |
| Total capital | 8,608,000 | 8,673,000 | 8,673,000 | 8,794,000 |
| Risk-weighted assets | 47,189,000 | 47,772,000 | 48,898,000 | 49,123,000 |