Call reports 2003
MEADE COUNTY BANK, INC. — 2003
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 105,625,000 | 102,603,000 | 103,050,000 | 100,881,000 |
| Total loans | 53,796,000 | 52,626,000 | 54,590,000 | 56,022,000 |
| Allowance for loan losses | 154,000 | 147,000 | 141,000 | 159,000 |
| Securities available for sale | 43,164,000 | 44,141,000 | 40,363,000 | 37,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,950,000 | 73,895,000 | 75,278,000 | 73,569,000 |
| Interest-bearing deposits | 56,792,000 | 55,775,000 | 57,094,000 | 54,395,000 |
| Noninterest-bearing deposits | 20,158,000 | 18,120,000 | 18,184,000 | 19,174,000 |
| Equity capital | 8,184,000 | 8,490,000 | 8,290,000 | 8,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,619,000 | 3,814,000 | 5,047,000 |
| Interest expense | 549,000 | 1,048,000 | 1,535,000 | 1,992,000 |
| Net interest income | 769,000 | 1,571,000 | 2,279,000 | 3,055,000 |
| Noninterest income | 141,000 | 294,000 | 437,000 | 613,000 |
| Noninterest expense | 441,000 | 910,000 | 1,358,000 | 1,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 469,000 | 955,000 | 1,358,000 | 1,858,000 |
| Income tax | 140,000 | 308,000 | 453,000 | 616,000 |
| Net income | 329,000 | 647,000 | 905,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,001,000 | 8,295,000 | 8,328,000 | 8,415,000 |
| Total capital | 8,155,000 | 8,442,000 | 8,469,000 | 8,574,000 |
| Risk-weighted assets | 45,829,000 | 45,368,000 | 47,386,000 | 47,714,000 |