Call reports 2002
MEADE COUNTY BANK, INC. — 2002
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,420,000 | 100,274,000 | 106,979,000 | 101,689,000 |
| Total loans | 53,707,000 | 52,665,000 | 53,870,000 | 52,964,000 |
| Allowance for loan losses | 150,000 | 145,000 | 144,000 | 159,000 |
| Securities available for sale | 29,692,000 | 39,315,000 | 46,361,000 | 41,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,374,000 | 75,191,000 | 76,853,000 | 72,583,000 |
| Interest-bearing deposits | 49,746,000 | 49,597,000 | 58,526,000 | 54,197,000 |
| Noninterest-bearing deposits | 21,628,000 | 25,594,000 | 18,327,000 | 18,386,000 |
| Equity capital | 7,270,000 | 7,422,000 | 7,568,000 | 7,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 2,871,000 | 4,183,000 | 5,604,000 |
| Interest expense | 598,000 | 1,191,000 | 1,799,000 | 2,438,000 |
| Net interest income | 907,000 | 1,680,000 | 2,384,000 | 3,166,000 |
| Noninterest income | 75,000 | 137,000 | 351,000 | 512,000 |
| Noninterest expense | 405,000 | 849,000 | 1,316,000 | 1,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 577,000 | 968,000 | 1,419,000 | 1,879,000 |
| Income tax | 201,000 | 310,000 | 475,000 | 647,000 |
| Net income | 376,000 | 658,000 | 944,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,316,000 | 7,349,000 | 7,384,000 | 7,672,000 |
| Total capital | 7,466,000 | 7,494,000 | 7,528,000 | 7,831,000 |
| Risk-weighted assets | 42,210,000 | 43,290,000 | 45,881,000 | 45,144,000 |