Call reports 2001
MEADE COUNTY BANK, INC. — 2001
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,378,000 | 90,857,000 | 87,793,000 | 88,519,000 |
| Total loans | 54,299,000 | 54,522,000 | 54,248,000 | 54,664,000 |
| Allowance for loan losses | 157,000 | 148,000 | 147,000 | 159,000 |
| Securities available for sale | 25,163,000 | 27,191,000 | 25,224,000 | 26,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,289,000 | 65,100,000 | 64,950,000 | 65,597,000 |
| Interest-bearing deposits | 50,070,000 | 48,984,000 | 48,222,000 | 48,449,000 |
| Noninterest-bearing deposits | 15,219,000 | 16,116,000 | 16,728,000 | 17,148,000 |
| Equity capital | 6,975,000 | 6,994,000 | 7,128,000 | 7,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,176,000 | 4,773,000 | 6,308,000 |
| Interest expense | 794,000 | 1,625,000 | 2,376,000 | 3,058,000 |
| Net interest income | 767,000 | 1,551,000 | 2,397,000 | 3,250,000 |
| Noninterest income | 93,000 | 204,000 | 325,000 | 445,000 |
| Noninterest expense | 413,000 | 898,000 | 1,357,000 | 1,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 447,000 | 857,000 | 1,365,000 | 1,910,000 |
| Income tax | 144,000 | 295,000 | 431,000 | 659,000 |
| Net income | 303,000 | 562,000 | 934,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,742,000 | 6,751,000 | 6,885,000 | 7,190,000 |
| Total capital | 6,899,000 | 6,899,000 | 7,032,000 | 7,349,000 |
| Risk-weighted assets | 39,901,000 | 40,801,000 | 40,364,000 | 41,226,000 |