Call reports 2025
TOWNEBANK — 2025
What TOWNEBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 17,511,883,000 | 18,264,614,000 | 19,682,522,000 | 19,687,341,000 |
| Total loans | 11,821,257,000 | 12,598,433,000 | 13,591,542,000 | 13,490,249,000 |
| Allowance for loan losses | 126,131,000 | 134,187,000 | 149,175,000 | 147,343,000 |
| Securities available for sale | 2,470,171,000 | 2,553,975,000 | 2,668,599,000 | 2,710,189,000 |
| Securities held to maturity | 202,018,000 | 201,932,000 | 176,843,000 | 156,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,760,571,000 | 15,468,462,000 | 16,627,210,000 | 16,603,306,000 |
| Interest-bearing deposits | 10,294,995,000 | 10,574,376,000 | 11,391,447,000 | 11,435,960,000 |
| Noninterest-bearing deposits | 4,465,576,000 | 4,894,086,000 | 5,235,763,000 | 5,167,346,000 |
| Equity capital | 2,200,659,000 | 2,231,345,000 | 2,397,526,000 | 2,422,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 189,663,000 | 397,352,000 | 615,750,000 | 846,475,000 |
| Interest expense | 69,136,000 | 139,555,000 | 210,949,000 | 282,653,000 |
| Net interest income | 120,527,000 | 257,797,000 | 404,801,000 | 563,822,000 |
| Noninterest income | 84,074,000 | 169,220,000 | 253,034,000 | 328,781,000 |
| Noninterest expense | 142,933,000 | 308,638,000 | 477,828,000 | 658,904,000 |
| Provision for loan losses | 2,834,000 | 9,218,000 | 22,412,000 | 22,528,000 |
| Pretax income | 59,088,000 | 109,457,000 | 156,106,000 | 210,217,000 |
| Income tax | 8,201,000 | 19,299,000 | 26,656,000 | 39,425,000 |
| Net income | 50,592,000 | 89,430,000 | 128,405,000 | 169,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,787,712,000 | 1,749,122,000 | 1,776,401,000 | 1,787,990,000 |
| Total capital | 2,174,543,000 | 2,143,236,000 | 2,211,334,000 | 2,220,207,000 |
| Risk-weighted assets | 13,895,597,000 | 14,794,160,000 | 15,817,575,000 | 15,702,392,000 |