Call reports 2022
TOWNEBANK — 2022
What TOWNEBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 16,666,588,000 | 16,864,040,000 | 15,951,797,000 | 15,845,722,000 |
| Total loans | 10,143,927,000 | 10,637,476,000 | 10,724,634,000 | 10,897,397,000 |
| Allowance for loan losses | 103,833,000 | 104,019,000 | 107,497,000 | 110,817,000 |
| Securities available for sale | 1,846,540,000 | 1,914,011,000 | 1,890,136,000 | 1,840,903,000 |
| Securities held to maturity | 433,383,000 | 549,084,000 | 548,745,000 | 548,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,923,831,000 | 14,154,819,000 | 13,548,237,000 | 13,388,748,000 |
| Interest-bearing deposits | 8,239,464,000 | 8,272,696,000 | 7,837,534,000 | 8,029,037,000 |
| Noninterest-bearing deposits | 5,684,367,000 | 5,882,122,000 | 5,710,702,000 | 5,359,712,000 |
| Equity capital | 1,862,518,000 | 1,853,720,000 | 1,826,661,000 | 1,873,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 108,430,000 | 228,597,000 | 366,164,000 | 518,122,000 |
| Interest expense | 9,151,000 | 19,950,000 | 33,437,000 | 56,571,000 |
| Net interest income | 99,279,000 | 208,647,000 | 332,727,000 | 461,551,000 |
| Noninterest income | 90,266,000 | 175,213,000 | 253,978,000 | 319,513,000 |
| Noninterest expense | 133,022,000 | 269,208,000 | 405,081,000 | 535,083,000 |
| Provision for loan losses | -2,100,000 | -1,994,000 | 1,297,000 | 7,520,000 |
| Pretax income | 57,482,000 | 115,680,000 | 178,957,000 | 237,050,000 |
| Income tax | 11,232,000 | 22,377,000 | 34,983,000 | 46,581,000 |
| Net income | 45,586,000 | 92,132,000 | 142,302,000 | 188,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,450,647,000 | 1,483,777,000 | 1,518,183,000 | 1,544,336,000 |
| Total capital | 2,043,831,000 | 2,077,255,000 | 1,864,719,000 | 1,897,994,000 |
| Risk-weighted assets | 11,786,418,000 | 12,396,820,000 | 12,597,819,000 | 12,826,537,000 |