Call reports 2019
TOWNEBANK — 2019
What TOWNEBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 11,568,273,000 | 11,942,504,000 | 12,021,316,000 | 11,947,775,000 |
| Total loans | 8,352,402,000 | 8,489,526,000 | 8,639,573,000 | 8,838,633,000 |
| Allowance for loan losses | 53,303,000 | 54,527,000 | 55,428,000 | 58,234,000 |
| Securities available for sale | 1,099,777,000 | 1,260,821,000 | 1,337,395,000 | 1,441,308,000 |
| Securities held to maturity | 49,687,000 | 50,574,000 | 44,494,000 | 43,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,780,711,000 | 9,326,362,000 | 9,504,289,000 | 9,331,163,000 |
| Interest-bearing deposits | 5,917,831,000 | 6,318,203,000 | 6,407,509,000 | 6,319,692,000 |
| Noninterest-bearing deposits | 2,862,880,000 | 3,008,159,000 | 3,096,781,000 | 3,011,471,000 |
| Equity capital | 1,553,847,000 | 1,593,762,000 | 1,625,380,000 | 1,640,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 113,913,000 | 231,876,000 | 351,602,000 | 468,167,000 |
| Interest expense | 26,357,000 | 54,420,000 | 82,954,000 | 109,470,000 |
| Net interest income | 87,556,000 | 177,456,000 | 268,648,000 | 358,697,000 |
| Noninterest income | 61,930,000 | 140,372,000 | 222,981,000 | 296,635,000 |
| Noninterest expense | 106,979,000 | 227,340,000 | 352,479,000 | 468,847,000 |
| Provision for loan losses | 1,438,000 | 4,262,000 | 5,770,000 | 9,372,000 |
| Pretax income | 40,293,000 | 85,450,000 | 132,535,000 | 176,269,000 |
| Income tax | 8,211,000 | 17,126,000 | 24,810,000 | 32,597,000 |
| Net income | 31,409,000 | 66,047,000 | 103,707,000 | 138,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,062,126,000 | 1,088,280,000 | 1,112,528,000 | 1,139,107,000 |
| Total capital | 1,363,439,000 | 1,390,967,000 | 1,416,265,000 | 1,445,799,000 |
| Risk-weighted assets | 9,218,731,000 | 9,366,379,000 | 9,631,537,000 | 9,915,996,000 |