Call reports 2018
TOWNEBANK — 2018
What TOWNEBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 10,620,445,000 | 10,831,680,000 | 11,121,384,000 | 11,163,043,000 |
| Total loans | 7,763,912,000 | 8,171,167,000 | 8,215,198,000 | 8,239,232,000 |
| Allowance for loan losses | 46,735,000 | 49,535,000 | 50,236,000 | 52,094,000 |
| Securities available for sale | 1,237,179,000 | 1,057,663,000 | 1,051,773,000 | 1,095,338,000 |
| Securities held to maturity | 55,283,000 | 53,954,000 | 52,002,000 | 50,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,879,118,000 | 8,067,384,000 | 8,333,945,000 | 8,411,320,000 |
| Interest-bearing deposits | 5,322,177,000 | 5,393,891,000 | 5,627,873,000 | 5,747,661,000 |
| Noninterest-bearing deposits | 2,556,941,000 | 2,673,493,000 | 2,706,072,000 | 2,663,659,000 |
| Equity capital | 1,438,480,000 | 1,462,761,000 | 1,485,970,000 | 1,525,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 91,941,000 | 197,270,000 | 307,751,000 | 422,141,000 |
| Interest expense | 15,522,000 | 33,954,000 | 55,651,000 | 80,751,000 |
| Net interest income | 76,419,000 | 163,316,000 | 252,100,000 | 341,390,000 |
| Noninterest income | 66,144,000 | 140,355,000 | 212,134,000 | 271,599,000 |
| Noninterest expense | 108,592,000 | 221,864,000 | 332,774,000 | 432,451,000 |
| Provision for loan losses | 1,953,000 | 5,009,000 | 6,250,000 | 8,541,000 |
| Pretax income | 32,021,000 | 76,801,000 | 125,213,000 | 172,000,000 |
| Income tax | 6,077,000 | 14,720,000 | 23,879,000 | 34,226,000 |
| Net income | 24,706,000 | 59,510,000 | 97,803,000 | 133,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 991,444,000 | 1,005,441,000 | 1,034,501,000 | 1,053,030,000 |
| Total capital | 1,295,902,000 | 1,302,539,000 | 1,332,449,000 | 1,352,985,000 |
| Risk-weighted assets | 8,484,853,000 | 8,853,100,000 | 8,942,087,000 | 9,125,168,000 |