Call reports 2017
TOWNEBANK — 2017
What TOWNEBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 8,174,827,000 | 8,427,064,000 | 8,614,839,000 | 8,522,273,000 |
| Total loans | 6,127,168,000 | 6,337,606,000 | 6,229,120,000 | 6,260,317,000 |
| Allowance for loan losses | 43,195,000 | 44,131,000 | 44,398,000 | 45,131,000 |
| Securities available for sale | 719,133,000 | 698,842,000 | 829,970,000 | 866,138,000 |
| Securities held to maturity | 65,117,000 | 63,937,000 | 62,488,000 | 61,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,248,231,000 | 6,649,182,000 | 6,577,386,000 | 6,474,896,000 |
| Interest-bearing deposits | 4,138,174,000 | 4,376,362,000 | 4,336,414,000 | 4,290,882,000 |
| Noninterest-bearing deposits | 2,110,057,000 | 2,272,820,000 | 2,240,972,000 | 2,184,014,000 |
| Equity capital | 1,089,761,000 | 1,110,681,000 | 1,129,588,000 | 1,131,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 70,157,000 | 148,904,000 | 226,854,000 | 305,392,000 |
| Interest expense | 9,806,000 | 19,234,000 | 31,182,000 | 43,982,000 |
| Net interest income | 60,351,000 | 129,670,000 | 195,672,000 | 261,410,000 |
| Noninterest income | 59,891,000 | 135,795,000 | 207,334,000 | 271,310,000 |
| Noninterest expense | 85,324,000 | 189,070,000 | 285,458,000 | 379,690,000 |
| Provision for loan losses | 2,541,000 | 3,861,000 | 4,557,000 | 5,426,000 |
| Pretax income | 32,377,000 | 72,533,000 | 112,990,000 | 147,603,000 |
| Income tax | 9,386,000 | 21,626,000 | 33,488,000 | 54,813,000 |
| Net income | 21,968,000 | 48,180,000 | 75,330,000 | 87,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 808,762,000 | 822,641,000 | 838,829,000 | 842,168,000 |
| Total capital | 851,957,000 | 866,772,000 | 1,130,355,000 | 1,134,495,000 |
| Risk-weighted assets | 6,749,488,000 | 6,837,753,000 | 6,762,785,000 | 6,884,599,000 |