Call reports 2015
TOWNEBANK — 2015
What TOWNEBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,828,719,000 | 6,055,141,000 | 6,173,890,000 | 6,296,584,000 |
| Total loans | 4,030,140,000 | 4,394,122,000 | 4,466,369,000 | 4,621,749,000 |
| Allowance for loan losses | 35,907,000 | 37,290,000 | 37,351,000 | 38,359,000 |
| Securities available for sale | 769,813,000 | 757,976,000 | 541,200,000 | 722,054,000 |
| Securities held to maturity | 252,173,000 | 80,194,000 | 75,154,000 | 69,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,538,540,000 | 4,712,718,000 | 4,802,978,000 | 4,926,322,000 |
| Interest-bearing deposits | 3,244,136,000 | 3,323,101,000 | 3,341,900,000 | 3,520,763,000 |
| Noninterest-bearing deposits | 1,294,404,000 | 1,389,617,000 | 1,461,077,000 | 1,405,559,000 |
| Equity capital | 783,157,000 | 794,018,000 | 807,152,000 | 810,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 51,461,000 | 104,257,000 | 158,334,000 | 213,237,000 |
| Interest expense | 7,812,000 | 15,635,000 | 23,952,000 | 32,431,000 |
| Net interest income | 43,649,000 | 88,622,000 | 134,382,000 | 180,806,000 |
| Noninterest income | 37,964,000 | 84,483,000 | 127,493,000 | 163,330,000 |
| Noninterest expense | 59,730,000 | 122,439,000 | 185,877,000 | 249,472,000 |
| Provision for loan losses | 323,000 | 2,045,000 | 2,176,000 | 3,027,000 |
| Pretax income | 21,609,000 | 48,789,000 | 74,726,000 | 92,541,000 |
| Income tax | 6,385,000 | 14,586,000 | 22,030,000 | 26,876,000 |
| Net income | 14,538,000 | 32,350,000 | 49,916,000 | 62,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 622,587,000 | 638,226,000 | 650,908,000 | 655,338,000 |
| Total capital | 658,494,000 | 675,516,000 | 688,259,000 | 693,697,000 |
| Risk-weighted assets | 4,716,018,000 | 4,882,513,000 | 5,157,275,000 | 5,161,728,000 |