Call reports 2014
TOWNEBANK — 2014
What TOWNEBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,775,236,000 | 4,909,837,000 | 4,972,449,000 | 4,982,485,000 |
| Total loans | 3,327,109,000 | 3,418,616,000 | 3,444,567,000 | 3,468,657,000 |
| Allowance for loan losses | 37,543,000 | 35,786,000 | 36,180,000 | 35,917,000 |
| Securities available for sale | 550,436,000 | 547,828,000 | 606,579,000 | 602,516,000 |
| Securities held to maturity | 232,879,000 | 230,496,000 | 249,337,000 | 252,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,697,800,000 | 3,817,827,000 | 3,867,852,000 | 3,867,042,000 |
| Interest-bearing deposits | 2,591,437,000 | 2,592,789,000 | 2,604,007,000 | 2,622,136,000 |
| Noninterest-bearing deposits | 1,106,363,000 | 1,225,038,000 | 1,263,846,000 | 1,244,907,000 |
| Equity capital | 584,420,000 | 595,995,000 | 604,185,000 | 608,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 41,907,000 | 85,170,000 | 128,942,000 | 172,887,000 |
| Interest expense | 6,643,000 | 13,271,000 | 20,071,000 | 26,775,000 |
| Net interest income | 35,264,000 | 71,899,000 | 108,871,000 | 146,112,000 |
| Noninterest income | 30,112,000 | 66,698,000 | 104,496,000 | 136,860,000 |
| Noninterest expense | 48,538,000 | 104,543,000 | 160,330,000 | 219,356,000 |
| Provision for loan losses | 330,000 | -503,000 | 493,000 | 492,000 |
| Pretax income | 16,510,000 | 34,497,000 | 52,528,000 | 63,109,000 |
| Income tax | 4,905,000 | 10,337,000 | 15,382,000 | 18,179,000 |
| Net income | 11,131,000 | 22,808,000 | 34,934,000 | 42,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 475,702,000 | 475,709,000 | 485,262,000 | 484,349,000 |
| Total capital | 513,245,000 | 511,495,000 | 521,442,000 | 520,266,000 |
| Risk-weighted assets | 3,673,658,000 | 3,708,309,000 | 3,766,307,000 | 3,805,569,000 |