Call reports 2013
TOWNEBANK — 2013
What TOWNEBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 4,375,172,000 | 4,595,091,000 | 4,570,927,000 | 4,672,997,000 |
| Total loans | 3,267,973,000 | 3,324,568,000 | 3,285,674,000 | 3,292,811,000 |
| Allowance for loan losses | 40,649,000 | 39,037,000 | 38,560,000 | 38,380,000 |
| Securities available for sale | 269,018,000 | 533,921,000 | 532,106,000 | 542,112,000 |
| Securities held to maturity | 155,317,000 | 155,861,000 | 158,471,000 | 204,348,000 |
| Trading assets | 13,383,000 | 13,323,000 | 0 | 0 |
| Total deposits | 3,354,352,000 | 3,526,606,000 | 3,492,177,000 | 3,584,467,000 |
| Interest-bearing deposits | 2,330,218,000 | 2,433,169,000 | 2,423,121,000 | 2,530,076,000 |
| Noninterest-bearing deposits | 1,024,134,000 | 1,093,437,000 | 1,069,056,000 | 1,054,391,000 |
| Equity capital | 559,453,000 | 563,425,000 | 569,307,000 | 576,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 41,903,000 | 84,494,000 | 127,189,000 | 170,612,000 |
| Interest expense | 6,693,000 | 13,208,000 | 19,750,000 | 26,395,000 |
| Net interest income | 35,210,000 | 71,286,000 | 107,439,000 | 144,217,000 |
| Noninterest income | 33,327,000 | 69,884,000 | 104,642,000 | 131,687,000 |
| Noninterest expense | 49,565,000 | 105,685,000 | 160,773,000 | 210,357,000 |
| Provision for loan losses | 3,571,000 | 3,369,000 | 3,696,000 | 4,248,000 |
| Pretax income | 15,401,000 | 32,118,000 | 47,701,000 | 61,383,000 |
| Income tax | 4,366,000 | 9,073,000 | 13,480,000 | 17,135,000 |
| Net income | 10,471,000 | 21,670,000 | 32,088,000 | 41,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 448,888,000 | 455,761,000 | 458,737,000 | 467,263,000 |
| Total capital | 489,537,000 | 494,798,000 | 497,297,000 | 505,643,000 |
| Risk-weighted assets | 3,551,604,000 | 3,545,727,000 | 3,524,070,000 | 3,612,824,000 |