Call reports 2012
TOWNEBANK — 2012
What TOWNEBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,144,219,000 | 4,230,994,000 | 4,318,310,000 | 4,405,926,000 |
| Total loans | 2,977,280,000 | 3,154,846,000 | 3,154,927,000 | 3,266,062,000 |
| Allowance for loan losses | 40,034,000 | 40,370,000 | 39,336,000 | 40,427,000 |
| Securities available for sale | 248,759,000 | 347,616,000 | 334,929,000 | 449,659,000 |
| Securities held to maturity | 152,294,000 | 161,641,000 | 155,912,000 | 155,481,000 |
| Trading assets | 11,775,000 | 11,648,000 | 12,298,000 | 12,584,000 |
| Total deposits | 3,264,570,000 | 3,344,568,000 | 3,314,523,000 | 3,394,037,000 |
| Interest-bearing deposits | 2,370,593,000 | 2,407,345,000 | 2,349,469,000 | 2,401,235,000 |
| Noninterest-bearing deposits | 893,977,000 | 937,222,000 | 965,054,000 | 992,802,000 |
| Equity capital | 533,449,000 | 540,078,000 | 546,541,000 | 552,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 42,428,000 | 85,638,000 | 129,855,000 | 173,506,000 |
| Interest expense | 7,643,000 | 14,949,000 | 22,181,000 | 29,221,000 |
| Net interest income | 34,785,000 | 70,689,000 | 107,674,000 | 144,285,000 |
| Noninterest income | 29,418,000 | 57,830,000 | 89,759,000 | 117,041,000 |
| Noninterest expense | 46,395,000 | 94,963,000 | 144,948,000 | 193,527,000 |
| Provision for loan losses | 4,097,000 | 8,220,000 | 13,196,000 | 16,155,000 |
| Pretax income | 13,705,000 | 27,342,000 | 41,301,000 | 53,569,000 |
| Income tax | 4,054,000 | 7,454,000 | 11,518,000 | 13,964,000 |
| Net income | 9,437,000 | 18,965,000 | 28,315,000 | 37,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 422,717,000 | 431,999,000 | 439,868,000 | 441,311,000 |
| Total capital | 462,751,000 | 472,369,000 | 479,204,000 | 481,738,000 |
| Risk-weighted assets | 3,350,166,000 | 3,513,744,000 | 3,415,755,000 | 3,502,865,000 |