Call reports 2011
TOWNEBANK — 2011
What TOWNEBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,973,355,000 | 4,017,719,000 | 4,028,280,000 | 4,081,771,000 |
| Total loans | 2,772,920,000 | 2,804,875,000 | 2,789,929,000 | 2,902,646,000 |
| Allowance for loan losses | 40,021,000 | 41,787,000 | 40,941,000 | 39,740,000 |
| Securities available for sale | 449,922,000 | 225,647,000 | 219,540,000 | 329,495,000 |
| Securities held to maturity | 159,496,000 | 510,663,000 | 158,642,000 | 153,912,000 |
| Trading assets | 0 | 0 | 0 | 10,854,000 |
| Total deposits | 3,067,486,000 | 3,113,882,000 | 3,159,349,000 | 3,206,835,000 |
| Interest-bearing deposits | 2,319,292,000 | 2,319,420,000 | 2,290,742,000 | 2,351,576,000 |
| Noninterest-bearing deposits | 748,195,000 | 794,461,000 | 868,607,000 | 855,259,000 |
| Equity capital | 498,518,000 | 502,534,000 | 508,794,000 | 514,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 43,745,000 | 87,121,000 | 130,149,000 | 172,474,000 |
| Interest expense | 9,649,000 | 19,263,000 | 28,203,000 | 36,252,000 |
| Net interest income | 34,096,000 | 67,858,000 | 101,946,000 | 136,222,000 |
| Noninterest income | 21,412,000 | 44,175,000 | 68,311,000 | 98,614,000 |
| Noninterest expense | 39,952,000 | 83,541,000 | 127,946,000 | 179,382,000 |
| Provision for loan losses | 3,818,000 | 11,140,000 | 12,540,000 | 13,602,000 |
| Pretax income | 11,791,000 | 21,033,000 | 33,450,000 | 45,533,000 |
| Income tax | 3,398,000 | 6,011,000 | 9,621,000 | 12,726,000 |
| Net income | 8,303,000 | 15,809,000 | 24,334,000 | 33,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 390,359,000 | 393,396,000 | 398,936,000 | 402,797,000 |
| Total capital | 444,222,000 | 446,734,000 | 451,800,000 | 456,277,000 |
| Risk-weighted assets | 3,257,443,000 | 3,160,923,000 | 3,128,102,000 | 3,219,283,000 |