Call reports 2010
TOWNEBANK — 2010
What TOWNEBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,690,543,000 | 3,732,744,000 | 3,661,248,000 | 3,871,028,000 |
| Total loans | 2,635,762,000 | 2,762,103,000 | 2,786,548,000 | 2,796,390,000 |
| Allowance for loan losses | 34,383,000 | 35,898,000 | 35,946,000 | 38,661,000 |
| Securities available for sale | 515,703,000 | 374,375,000 | 359,180,000 | 421,558,000 |
| Securities held to maturity | 121,981,000 | 123,384,000 | 153,296,000 | 149,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,690,861,000 | 2,824,772,000 | 2,743,225,000 | 2,970,343,000 |
| Interest-bearing deposits | 2,079,505,000 | 2,120,029,000 | 2,054,969,000 | 2,248,473,000 |
| Noninterest-bearing deposits | 611,357,000 | 704,743,000 | 688,256,000 | 721,870,000 |
| Equity capital | 467,643,000 | 488,035,000 | 490,803,000 | 492,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 41,583,000 | 83,475,000 | 125,332,000 | 169,195,000 |
| Interest expense | 12,719,000 | 24,885,000 | 36,125,000 | 46,560,000 |
| Net interest income | 28,864,000 | 58,590,000 | 89,207,000 | 122,635,000 |
| Noninterest income | 20,606,000 | 45,076,000 | 68,648,000 | 88,452,000 |
| Noninterest expense | 35,982,000 | 74,713,000 | 114,028,000 | 151,108,000 |
| Provision for loan losses | 2,605,000 | 9,931,000 | 17,235,000 | 22,565,000 |
| Pretax income | 11,383,000 | 21,501,000 | 32,550,000 | 43,375,000 |
| Income tax | 3,407,000 | 6,255,000 | 9,505,000 | 12,456,000 |
| Net income | 8,028,000 | 14,907,000 | 22,442,000 | 30,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 374,137,000 | 393,714,000 | 398,123,000 | 390,278,000 |
| Total capital | 459,157,000 | 443,474,000 | 447,931,000 | 442,780,000 |
| Risk-weighted assets | 3,007,377,000 | 3,074,174,000 | 3,125,213,000 | 3,236,142,000 |