Call reports 2009
TOWNEBANK — 2009
What TOWNEBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,305,829,000 | 3,492,384,000 | 3,576,001,000 | 3,606,457,000 |
| Total loans | 2,457,718,000 | 2,534,025,000 | 2,548,463,000 | 2,638,137,000 |
| Allowance for loan losses | 28,576,000 | 29,012,000 | 29,163,000 | 33,793,000 |
| Securities available for sale | 316,697,000 | 388,766,000 | 370,974,000 | 484,691,000 |
| Securities held to maturity | 116,628,000 | 113,758,000 | 113,641,000 | 122,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,415,292,000 | 2,605,249,000 | 2,658,789,000 | 2,576,623,000 |
| Interest-bearing deposits | 1,872,815,000 | 2,010,720,000 | 2,037,793,000 | 1,989,475,000 |
| Noninterest-bearing deposits | 542,477,000 | 594,529,000 | 620,997,000 | 587,148,000 |
| Equity capital | 421,808,000 | 422,790,000 | 441,444,000 | 457,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 38,033,000 | 77,769,000 | 119,184,000 | 161,081,000 |
| Interest expense | 16,182,000 | 31,801,000 | 46,933,000 | 60,738,000 |
| Net interest income | 21,851,000 | 45,968,000 | 72,251,000 | 100,343,000 |
| Noninterest income | 17,198,000 | 38,414,000 | 60,655,000 | 79,611,000 |
| Noninterest expense | 32,873,000 | 69,103,000 | 104,789,000 | 139,813,000 |
| Provision for loan losses | 1,970,000 | 4,690,000 | 8,164,000 | 12,891,000 |
| Pretax income | 8,934,000 | 17,697,000 | 28,239,000 | 38,399,000 |
| Income tax | 2,668,000 | 5,007,000 | 8,253,000 | 11,647,000 |
| Net income | 6,602,000 | 12,929,000 | 20,050,000 | 26,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 343,037,000 | 346,476,000 | 362,294,000 | 365,944,000 |
| Total capital | 412,315,000 | 416,015,000 | 443,400,000 | 450,492,000 |
| Risk-weighted assets | 2,822,711,000 | 2,984,867,000 | 3,047,747,000 | 2,991,127,000 |