Call reports 2007
TOWNEBANK — 2007
What TOWNEBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,273,931,000 | 2,460,085,000 | 2,483,104,000 | 2,501,078,000 |
| Total loans | 1,708,967,000 | 1,791,383,000 | 1,802,927,000 | 1,852,409,000 |
| Allowance for loan losses | 19,822,000 | 20,615,000 | 20,749,000 | 21,323,000 |
| Securities available for sale | 259,625,000 | 250,068,000 | 248,910,000 | 263,067,000 |
| Securities held to maturity | 87,445,000 | 87,329,000 | 89,343,000 | 99,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,740,044,000 | 1,843,399,000 | 1,848,474,000 | 1,839,903,000 |
| Interest-bearing deposits | 1,259,074,000 | 1,328,242,000 | 1,376,781,000 | 1,395,224,000 |
| Noninterest-bearing deposits | 480,969,000 | 515,157,000 | 471,693,000 | 444,679,000 |
| Equity capital | 236,330,000 | 239,400,000 | 247,185,000 | 256,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 36,874,000 | 75,689,000 | 116,430,000 | 155,924,000 |
| Interest expense | 16,280,000 | 33,230,000 | 52,015,000 | 70,425,000 |
| Net interest income | 20,594,000 | 42,459,000 | 64,415,000 | 85,499,000 |
| Noninterest income | 12,746,000 | 27,416,000 | 41,461,000 | 54,362,000 |
| Noninterest expense | 24,613,000 | 51,376,000 | 78,292,000 | 103,106,000 |
| Provision for loan losses | 604,000 | 1,646,000 | 1,912,000 | 2,743,000 |
| Pretax income | 8,113,000 | 16,843,000 | 25,662,000 | 34,082,000 |
| Income tax | 2,616,000 | 5,440,000 | 8,270,000 | 10,823,000 |
| Net income | 5,497,000 | 11,403,000 | 17,392,000 | 23,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,891,000 | 175,433,000 | 180,067,000 | 186,654,000 |
| Total capital | 233,066,000 | 238,204,000 | 242,578,000 | 249,646,000 |
| Risk-weighted assets | 1,925,236,000 | 2,151,083,000 | 2,130,862,000 | 2,200,993,000 |