Call reports 2006
TOWNEBANK — 2006
What TOWNEBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,882,176,000 | 1,976,241,000 | 2,096,935,000 | 2,194,499,000 |
| Total loans | 1,360,933,000 | 1,443,159,000 | 1,591,494,000 | 1,658,543,000 |
| Allowance for loan losses | 17,649,000 | 18,153,000 | 19,014,000 | 19,670,000 |
| Securities available for sale | 281,348,000 | 269,622,000 | 235,990,000 | 245,659,000 |
| Securities held to maturity | 40,986,000 | 54,905,000 | 55,937,000 | 89,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,550,511,000 | 1,619,993,000 | 1,662,501,000 | 1,705,166,000 |
| Interest-bearing deposits | 1,100,032,000 | 1,120,078,000 | 1,206,688,000 | 1,251,248,000 |
| Noninterest-bearing deposits | 450,479,000 | 499,915,000 | 455,813,000 | 453,918,000 |
| Equity capital | 214,608,000 | 220,188,000 | 227,822,000 | 230,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 27,238,000 | 57,208,000 | 90,541,000 | 126,340,000 |
| Interest expense | 9,635,000 | 20,957,000 | 34,561,000 | 49,298,000 |
| Net interest income | 17,603,000 | 36,251,000 | 55,980,000 | 77,042,000 |
| Noninterest income | 12,889,000 | 28,676,000 | 43,376,000 | 57,525,000 |
| Noninterest expense | 23,068,000 | 48,509,000 | 73,653,000 | 98,007,000 |
| Provision for loan losses | 500,000 | 987,000 | 1,818,000 | 2,572,000 |
| Pretax income | 6,924,000 | 15,431,000 | 23,885,000 | 32,248,000 |
| Income tax | 2,438,000 | 5,398,000 | 8,335,000 | 10,462,000 |
| Net income | 4,486,000 | 10,033,000 | 15,550,000 | 21,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,003,000 | 165,193,000 | 171,627,000 | 172,013,000 |
| Total capital | 219,550,000 | 226,084,000 | 233,228,000 | 234,152,000 |
| Risk-weighted assets | 1,583,219,000 | 1,666,419,000 | 1,809,117,000 | 1,879,496,000 |