Call reports 2002
TOWNEBANK — 2002
What TOWNEBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 614,203,000 | 664,347,000 | 738,842,000 | 763,970,000 |
| Total loans | 459,024,000 | 504,402,000 | 529,290,000 | 562,712,000 |
| Allowance for loan losses | 4,991,000 | 5,559,000 | 6,045,000 | 6,878,000 |
| Securities available for sale | 84,540,000 | 94,142,000 | 123,454,000 | 123,613,000 |
| Securities held to maturity | 5,505,000 | 5,506,000 | 5,506,000 | 5,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,090,000 | 529,352,000 | 598,527,000 | 623,666,000 |
| Interest-bearing deposits | 386,278,000 | 402,583,000 | 442,572,000 | 464,641,000 |
| Noninterest-bearing deposits | 108,812,000 | 126,769,000 | 155,955,000 | 159,025,000 |
| Equity capital | 59,233,000 | 67,127,000 | 69,403,000 | 70,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,094,000 | 18,764,000 | 29,006,000 | 39,284,000 |
| Interest expense | 3,801,000 | 7,767,000 | 11,931,000 | 16,164,000 |
| Net interest income | 5,293,000 | 10,997,000 | 17,075,000 | 23,120,000 |
| Noninterest income | 3,846,000 | 8,887,000 | 14,610,000 | 20,668,000 |
| Noninterest expense | 6,951,000 | 14,854,000 | 23,665,000 | 33,922,000 |
| Provision for loan losses | 453,000 | 1,206,000 | 1,806,000 | 2,638,000 |
| Pretax income | 1,735,000 | 3,832,000 | 6,222,000 | 8,111,000 |
| Income tax | 590,000 | 1,314,000 | 2,140,000 | 2,610,000 |
| Net income | 1,145,000 | 2,518,000 | 4,082,000 | 5,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,201,000 | 65,212,000 | 67,000,000 | 69,040,000 |
| Total capital | 80,482,000 | 93,269,000 | 95,543,000 | 98,416,000 |
| Risk-weighted assets | 493,635,000 | 523,292,000 | 558,545,000 | 594,948,000 |