Call reports 2001
TOWNEBANK — 2001
What TOWNEBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 442,520,000 | 497,390,000 | 529,022,000 | 560,040,000 |
| Total loans | 301,862,000 | 332,281,000 | 357,852,000 | 417,143,000 |
| Allowance for loan losses | 2,995,000 | 3,258,000 | 3,639,000 | 4,642,000 |
| Securities available for sale | 59,137,000 | 80,597,000 | 83,412,000 | 100,480,000 |
| Securities held to maturity | 2,405,000 | 2,406,000 | 2,408,000 | 2,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,152,000 | 414,674,000 | 443,659,000 | 456,679,000 |
| Interest-bearing deposits | 300,346,000 | 330,627,000 | 356,437,000 | 414,668,000 |
| Noninterest-bearing deposits | 61,806,000 | 84,047,000 | 87,222,000 | 42,011,000 |
| Equity capital | 39,604,000 | 40,115,000 | 41,582,000 | 41,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,835,000 | 15,976,000 | 24,663,000 | 33,599,000 |
| Interest expense | 4,535,000 | 9,236,000 | 13,911,000 | 18,027,000 |
| Net interest income | 3,300,000 | 6,740,000 | 10,752,000 | 15,572,000 |
| Noninterest income | 2,253,000 | 6,320,000 | 10,139,000 | 14,090,000 |
| Noninterest expense | 4,748,000 | 11,282,000 | 17,730,000 | 24,976,000 |
| Provision for loan losses | 200,000 | 500,000 | 915,000 | 2,032,000 |
| Pretax income | 605,000 | 1,278,000 | 2,246,000 | 2,972,000 |
| Income tax | -206,000 | -261,000 | 68,000 | 335,000 |
| Net income | 811,000 | 1,539,000 | 2,178,000 | 2,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,407,000 | 38,144,000 | 38,982,000 | 39,722,000 |
| Total capital | 40,402,000 | 41,402,000 | 42,621,000 | 44,364,000 |
| Risk-weighted assets | 355,323,000 | 390,037,000 | 407,084,000 | 442,040,000 |