Call reports 2008
TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION — 2008
What TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 249,203,000 | 305,517,000 |
| Total loans | 223,727,000 | 252,177,000 |
| Allowance for loan losses | 3,673,000 | 2,678,000 |
| Securities available for sale | 12,178,000 | 11,123,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 217,782,000 | 239,724,000 |
| Interest-bearing deposits | 191,071,000 | 211,170,000 |
| Noninterest-bearing deposits | 26,711,000 | 28,554,000 |
| Equity capital | 30,344,000 | 52,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 4,296,000 | 8,592,000 |
| Interest expense | 1,962,000 | 3,851,000 |
| Net interest income | 2,334,000 | 4,741,000 |
| Noninterest income | 263,000 | 496,000 |
| Noninterest expense | 2,420,000 | 8,578,000 |
| Provision for loan losses | 862,000 | 1,182,000 |
| Pretax income | -685,000 | -4,523,000 |
| Income tax | 0 | -244,000 |
| Net income | -685,000 | -4,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 28,948,000 | 24,912,000 |
| Total capital | 31,970,000 | 27,590,000 |
| Risk-weighted assets | 240,341,000 | 300,511,000 |