Call reports 2007
TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION — 2007
What TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 89,780,000 | 214,209,000 | 222,909,000 | 234,604,000 |
| Total loans | 73,951,000 | 175,063,000 | 189,003,000 | 205,480,000 |
| Allowance for loan losses | 889,000 | 2,041,000 | 2,663,000 | 3,036,000 |
| Securities available for sale | 10,503,000 | 8,266,000 | 10,315,000 | 10,243,000 |
| Securities held to maturity | 0 | 11,399,000 | 6,400,000 | 6,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,807,000 | 184,062,000 | 192,296,000 | 203,598,000 |
| Interest-bearing deposits | 70,739,000 | 161,193,000 | 169,389,000 | 183,209,000 |
| Noninterest-bearing deposits | 9,069,000 | 22,868,000 | 22,907,000 | 20,389,000 |
| Equity capital | 9,650,000 | 29,343,000 | 29,562,000 | 29,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,808,000 | 8,134,000 | 12,649,000 | 17,144,000 |
| Interest expense | 692,000 | 3,005,000 | 4,765,000 | 6,676,000 |
| Net interest income | 1,116,000 | 5,129,000 | 7,884,000 | 10,468,000 |
| Noninterest income | 79,000 | 564,000 | 835,000 | 1,113,000 |
| Noninterest expense | 960,000 | 5,853,000 | 8,350,000 | 10,637,000 |
| Provision for loan losses | 0 | 512,000 | 1,134,000 | 1,686,000 |
| Pretax income | 235,000 | -672,000 | -765,000 | -742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | -672,000 | -765,000 | -742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,657,000 | 29,381,000 | 29,553,000 | 29,575,000 |
| Total capital | 10,546,000 | 31,423,000 | 32,137,000 | 32,312,000 |
| Risk-weighted assets | 83,340,000 | 194,238,000 | 205,915,000 | 218,680,000 |