Call reports 2006
TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION — 2006
What TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 69,887,000 | 73,317,000 | 83,340,000 | 87,555,000 |
| Total loans | 51,456,000 | 62,957,000 | 64,673,000 | 71,095,000 |
| Allowance for loan losses | 696,000 | 785,000 | 809,000 | 889,000 |
| Securities available for sale | 0 | 0 | 7,992,000 | 0 |
| Securities held to maturity | 13,995,000 | 4,999,000 | 5,999,000 | 12,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,491,000 | 64,442,000 | 73,436,000 | 77,544,000 |
| Interest-bearing deposits | 53,123,000 | 55,580,000 | 64,986,000 | 68,990,000 |
| Noninterest-bearing deposits | 8,368,000 | 8,862,000 | 8,450,000 | 8,554,000 |
| Equity capital | 8,197,000 | 8,604,000 | 9,165,000 | 9,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,661,000 | 4,311,000 | 6,095,000 |
| Interest expense | 352,000 | 746,000 | 1,283,000 | 1,953,000 |
| Net interest income | 893,000 | 1,915,000 | 3,028,000 | 4,142,000 |
| Noninterest income | 68,000 | 152,000 | 232,000 | 316,000 |
| Noninterest expense | 570,000 | 1,181,000 | 1,784,000 | 2,351,000 |
| Provision for loan losses | 29,000 | 118,000 | 141,000 | 221,000 |
| Pretax income | 362,000 | 768,000 | 1,335,000 | 1,886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 768,000 | 1,335,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,197,000 | 8,604,000 | 9,172,000 | 9,722,000 |
| Total capital | 8,893,000 | 9,389,000 | 9,981,000 | 10,611,000 |
| Risk-weighted assets | 60,765,000 | 70,880,000 | 74,417,000 | 81,170,000 |