Call reports 2005
TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION — 2005
What TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 55,230,000 | 59,035,000 | 61,344,000 | 63,556,000 |
| Total loans | 41,707,000 | 43,903,000 | 49,511,000 | 53,425,000 |
| Allowance for loan losses | 521,000 | 549,000 | 619,000 | 668,000 |
| Securities available for sale | 1,989,000 | 1,994,000 | 2,997,000 | 0 |
| Securities held to maturity | 6,999,000 | 7,996,000 | 4,269,000 | 4,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,503,000 | 54,039,000 | 54,998,000 | 56,814,000 |
| Interest-bearing deposits | 43,530,000 | 44,442,000 | 45,451,000 | 49,396,000 |
| Noninterest-bearing deposits | 6,973,000 | 9,597,000 | 9,547,000 | 7,418,000 |
| Equity capital | 4,622,000 | 4,870,000 | 6,196,000 | 6,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,805,000 | 2,946,000 | 4,136,000 |
| Interest expense | 233,000 | 475,000 | 741,000 | 1,028,000 |
| Net interest income | 607,000 | 1,330,000 | 2,205,000 | 3,108,000 |
| Noninterest income | 62,000 | 133,000 | 201,000 | 264,000 |
| Noninterest expense | 474,000 | 998,000 | 1,550,000 | 2,129,000 |
| Provision for loan losses | 41,000 | 68,000 | 138,000 | 187,000 |
| Pretax income | 154,000 | 397,000 | 718,000 | 1,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 397,000 | 718,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,633,000 | 4,876,000 | 6,198,000 | 6,536,000 |
| Total capital | 5,132,000 | 5,425,000 | 6,817,000 | 7,204,000 |
| Risk-weighted assets | 39,867,000 | 44,033,000 | 56,690,000 | 59,679,000 |