Call reports 2003
TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION — 2003
What TRANSCOMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,121,000 | 22,176,000 | 24,646,000 | 35,545,000 |
| Total loans | 4,712,000 | 9,365,000 | 14,557,000 | 21,892,000 |
| Allowance for loan losses | 59,000 | 117,000 | 183,000 | 273,000 |
| Securities available for sale | 1,000,000 | 3,009,000 | 1,001,000 | 0 |
| Securities held to maturity | 6,000,000 | 5,000,000 | 6,000,000 | 9,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,541,000 | 17,733,000 | 20,350,000 | 31,459,000 |
| Interest-bearing deposits | 11,694,000 | 16,039,000 | 18,651,000 | 27,637,000 |
| Noninterest-bearing deposits | 847,000 | 1,694,000 | 1,699,000 | 3,822,000 |
| Equity capital | 4,529,000 | 4,404,000 | 4,252,000 | 4,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 91,000 | 329,000 | 618,000 | 986,000 |
| Interest expense | 47,000 | 138,000 | 247,000 | 381,000 |
| Net interest income | 44,000 | 191,000 | 371,000 | 605,000 |
| Noninterest income | 6,000 | 18,000 | 38,000 | 62,000 |
| Noninterest expense | 206,000 | 441,000 | 719,000 | 1,134,000 |
| Provision for loan losses | 55,000 | 113,000 | 179,000 | 269,000 |
| Pretax income | -211,000 | -345,000 | -489,000 | -736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -211,000 | -345,000 | -489,000 | -736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,529,000 | 4,395,000 | 4,251,000 | 4,003,000 |
| Total capital | 4,588,000 | 4,512,000 | 4,434,000 | 4,276,000 |
| Risk-weighted assets | 7,692,000 | 11,327,000 | 17,496,000 | 26,053,000 |