Call reports 2025
BANK OF WRIGHTSVILLE — 2025
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 97,947,000 | 102,196,000 | 98,112,000 | 98,163,000 |
| Total loans | 43,666,000 | 47,266,000 | 49,699,000 | 48,687,000 |
| Allowance for loan losses | 523,000 | 523,000 | 526,000 | 491,000 |
| Securities available for sale | 27,838,000 | 27,078,000 | 26,457,000 | 25,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,719,000 | 94,557,000 | 89,261,000 | 88,649,000 |
| Interest-bearing deposits | 59,551,000 | 61,556,000 | 56,683,000 | 56,448,000 |
| Noninterest-bearing deposits | 31,168,000 | 33,001,000 | 32,578,000 | 32,201,000 |
| Equity capital | 6,572,000 | 7,034,000 | 8,251,000 | 8,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,532,000 | 3,878,000 | 5,178,000 |
| Interest expense | 349,000 | 703,000 | 1,048,000 | 1,391,000 |
| Net interest income | 867,000 | 1,829,000 | 2,830,000 | 3,787,000 |
| Noninterest income | 54,000 | 116,000 | 175,000 | 235,000 |
| Noninterest expense | 513,000 | 1,029,000 | 1,524,000 | 2,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 408,000 | 916,000 | 1,481,000 | 1,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 408,000 | 916,000 | 1,481,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,721,000 | 10,229,000 | 10,794,000 | 11,222,000 |