Call reports 2024
BANK OF WRIGHTSVILLE — 2024
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 88,295,000 | 89,785,000 | 89,742,000 | 91,631,000 |
| Total loans | 43,455,000 | 44,283,000 | 44,220,000 | 42,570,000 |
| Allowance for loan losses | 539,000 | 538,000 | 523,000 | 523,000 |
| Securities available for sale | 29,716,000 | 29,719,000 | 29,774,000 | 28,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,969,000 | 83,858,000 | 82,311,000 | 84,953,000 |
| Interest-bearing deposits | 55,065,000 | 54,891,000 | 54,712,000 | 54,570,000 |
| Noninterest-bearing deposits | 27,904,000 | 28,967,000 | 27,599,000 | 30,383,000 |
| Equity capital | 4,782,000 | 5,417,000 | 6,872,000 | 6,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,301,000 | 3,495,000 | 4,719,000 |
| Interest expense | 335,000 | 692,000 | 1,054,000 | 1,414,000 |
| Net interest income | 796,000 | 1,609,000 | 2,441,000 | 3,305,000 |
| Noninterest income | 66,000 | 129,000 | 187,000 | 245,000 |
| Noninterest expense | 484,000 | 959,000 | 1,447,000 | 1,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 779,000 | 1,181,000 | 1,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 779,000 | 1,181,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,786,000 | 9,186,000 | 9,588,000 | 9,689,000 |
| Total capital | — | — | 10,188,000 | — |
| Risk-weighted assets | — | — | 59,439,000 | — |