Call reports 2023
BANK OF WRIGHTSVILLE — 2023
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 78,038,000 | 83,209,000 | 83,925,000 | 86,754,000 |
| Total loans | 39,601,000 | 42,223,000 | 42,926,000 | 42,172,000 |
| Allowance for loan losses | 564,000 | 570,000 | 535,000 | 539,000 |
| Securities available for sale | 31,554,000 | 30,553,000 | 29,379,000 | 30,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,854,000 | 78,851,000 | 79,825,000 | 81,219,000 |
| Interest-bearing deposits | 46,708,000 | 51,390,000 | 52,950,000 | 54,009,000 |
| Noninterest-bearing deposits | 27,146,000 | 27,461,000 | 26,875,000 | 27,210,000 |
| Equity capital | 3,948,000 | 4,102,000 | 3,683,000 | 5,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,771,000 | 2,803,000 | 3,887,000 |
| Interest expense | 84,000 | 242,000 | 491,000 | 799,000 |
| Net interest income | 753,000 | 1,529,000 | 2,312,000 | 3,088,000 |
| Noninterest income | 56,000 | 126,000 | 184,000 | 239,000 |
| Noninterest expense | 472,000 | 908,000 | 1,372,000 | 1,822,000 |
| Provision for loan losses | 9,000 | 15,000 | -20,000 | -20,000 |
| Pretax income | 326,000 | 708,000 | 1,085,000 | 1,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 326,000 | 708,000 | 1,085,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,840,000 | 8,222,000 | 8,598,000 | 8,730,000 |
| Total capital | — | — | 9,210,000 | — |
| Risk-weighted assets | — | — | 57,199,000 | — |