Call reports 2022
BANK OF WRIGHTSVILLE — 2022
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 78,406,000 | 79,090,000 | 77,238,000 | 76,421,000 |
| Total loans | 36,165,000 | 35,151,000 | 34,270,000 | 35,706,000 |
| Allowance for loan losses | 532,000 | 547,000 | 562,000 | 577,000 |
| Securities available for sale | 22,960,000 | 26,461,000 | 28,978,000 | 30,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,845,000 | 75,201,000 | 73,688,000 | 72,579,000 |
| Interest-bearing deposits | 48,066,000 | 49,810,000 | 47,163,000 | 45,316,000 |
| Noninterest-bearing deposits | 24,779,000 | 25,391,000 | 26,525,000 | 27,263,000 |
| Equity capital | 5,351,000 | 3,667,000 | 3,299,000 | 3,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,282,000 | 2,047,000 | 2,862,000 |
| Interest expense | 52,000 | 104,000 | 156,000 | 209,000 |
| Net interest income | 556,000 | 1,178,000 | 1,891,000 | 2,653,000 |
| Noninterest income | 57,000 | 130,000 | 193,000 | 248,000 |
| Noninterest expense | 457,000 | 916,000 | 1,392,000 | 1,857,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 141,000 | 362,000 | 647,000 | 984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 362,000 | 647,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,911,000 | 7,132,000 | 7,417,000 | 7,754,000 |
| Total capital | 7,443,000 | — | — | — |
| Risk-weighted assets | 49,211,000 | — | — | — |