Call reports 2021
BANK OF WRIGHTSVILLE — 2021
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 74,542,000 | 76,290,000 | 75,841,000 | 74,797,000 |
| Total loans | 36,564,000 | 36,985,000 | 37,395,000 | 35,973,000 |
| Allowance for loan losses | 474,000 | 489,000 | 502,000 | 517,000 |
| Securities available for sale | 20,012,000 | 20,744,000 | 20,957,000 | 21,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,035,000 | 69,233,000 | 68,558,000 | 67,709,000 |
| Interest-bearing deposits | 46,596,000 | 48,198,000 | 46,918,000 | 45,138,000 |
| Noninterest-bearing deposits | 21,439,000 | 21,035,000 | 21,640,000 | 22,571,000 |
| Equity capital | 6,220,000 | 6,630,000 | 6,948,000 | 6,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,274,000 | 1,972,000 | 2,648,000 |
| Interest expense | 66,000 | 129,000 | 188,000 | 243,000 |
| Net interest income | 538,000 | 1,145,000 | 1,784,000 | 2,405,000 |
| Noninterest income | 53,000 | 124,000 | 180,000 | 238,000 |
| Noninterest expense | 417,000 | 853,000 | 1,298,000 | 1,783,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 164,000 | 393,000 | 629,000 | 807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 393,000 | 629,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,287,000 | 6,516,000 | 6,752,000 | 6,931,000 |