Call reports 2020
BANK OF WRIGHTSVILLE — 2020
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 61,223,000 | 66,766,000 | 66,792,000 | 68,198,000 |
| Total loans | 34,477,000 | 36,459,000 | 35,090,000 | 35,345,000 |
| Allowance for loan losses | 418,000 | 443,000 | 458,000 | 459,000 |
| Securities available for sale | 17,037,000 | 18,065,000 | 19,440,000 | 21,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,953,000 | 59,900,000 | 59,705,000 | 61,146,000 |
| Interest-bearing deposits | 39,669,000 | 40,882,000 | 40,203,000 | 39,970,000 |
| Noninterest-bearing deposits | 15,284,000 | 19,018,000 | 19,502,000 | 21,176,000 |
| Equity capital | 5,910,000 | 6,427,000 | 6,691,000 | 6,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,258,000 | 1,890,000 | 2,511,000 |
| Interest expense | 78,000 | 152,000 | 224,000 | 294,000 |
| Net interest income | 549,000 | 1,106,000 | 1,666,000 | 2,217,000 |
| Noninterest income | 54,000 | 113,000 | 166,000 | 226,000 |
| Noninterest expense | 419,000 | 842,000 | 1,279,000 | 1,710,000 |
| Provision for loan losses | 15,000 | 40,000 | 55,000 | 70,000 |
| Pretax income | 169,000 | 344,000 | 516,000 | 684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 344,000 | 516,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,917,000 | 6,093,000 | 6,265,000 | 6,258,000 |