Call reports 2019
BANK OF WRIGHTSVILLE — 2019
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,576,000 | 57,476,000 | 57,194,000 | 56,772,000 |
| Total loans | 33,847,000 | 34,800,000 | 36,439,000 | 35,374,000 |
| Allowance for loan losses | 336,000 | 371,000 | 381,000 | 427,000 |
| Securities available for sale | 14,217,000 | 15,302,000 | 15,284,000 | 14,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,164,000 | 51,493,000 | 51,090,000 | 50,583,000 |
| Interest-bearing deposits | 38,162,000 | 36,867,000 | 37,189,000 | 36,515,000 |
| Noninterest-bearing deposits | 14,002,000 | 14,626,000 | 13,901,000 | 14,068,000 |
| Equity capital | 4,874,000 | 5,429,000 | 5,701,000 | 5,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,244,000 | 1,882,000 | 2,519,000 |
| Interest expense | 72,000 | 151,000 | 228,000 | 307,000 |
| Net interest income | 543,000 | 1,093,000 | 1,654,000 | 2,212,000 |
| Noninterest income | 55,000 | 150,000 | 280,000 | 340,000 |
| Noninterest expense | 432,000 | 860,000 | 1,302,000 | 1,739,000 |
| Provision for loan losses | 15,000 | 50,000 | 65,000 | 80,000 |
| Pretax income | 151,000 | 333,000 | 567,000 | 733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 333,000 | 567,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,473,000 | 5,656,000 | 5,888,000 | 5,910,000 |
| Total capital | 5,809,000 | 6,027,000 | 6,269,000 | 6,337,000 |
| Risk-weighted assets | 38,112,000 | 38,977,000 | 39,332,000 | 38,824,000 |