Call reports 2016
BANK OF WRIGHTSVILLE — 2016
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 54,799,000 | 53,525,000 | 51,833,000 | 50,989,000 |
| Total loans | 26,048,000 | 26,668,000 | 27,579,000 | 26,983,000 |
| Allowance for loan losses | 299,000 | 315,000 | 317,000 | 318,000 |
| Securities available for sale | 17,661,000 | 17,616,000 | 17,615,000 | 17,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,588,000 | 48,049,000 | 46,351,000 | 46,267,000 |
| Interest-bearing deposits | 39,543,000 | 37,935,000 | 36,298,000 | 35,974,000 |
| Noninterest-bearing deposits | 10,045,000 | 10,114,000 | 10,053,000 | 10,293,000 |
| Equity capital | 4,573,000 | 4,841,000 | 4,824,000 | 4,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 973,000 | 1,472,000 | 1,976,000 |
| Interest expense | 51,000 | 100,000 | 148,000 | 194,000 |
| Net interest income | 435,000 | 873,000 | 1,324,000 | 1,782,000 |
| Noninterest income | 55,000 | 116,000 | 173,000 | 177,000 |
| Noninterest expense | 409,000 | 820,000 | 1,277,000 | 1,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 169,000 | 263,000 | 372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 169,000 | 263,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,632,000 | 4,721,000 | 4,814,000 | 4,923,000 |
| Total capital | 4,931,000 | 5,036,000 | 5,131,000 | 5,241,000 |
| Risk-weighted assets | 30,147,000 | 30,269,000 | 30,652,000 | 29,964,000 |