Call reports 2015
BANK OF WRIGHTSVILLE — 2015
What BANK OF WRIGHTSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,629,000 | 53,500,000 | 52,353,000 | 53,367,000 |
| Total loans | 24,722,000 | 25,104,000 | 26,339,000 | 26,408,000 |
| Allowance for loan losses | 423,000 | 451,000 | 377,000 | 297,000 |
| Securities available for sale | 17,789,000 | 17,348,000 | 18,592,000 | 18,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,580,000 | 48,623,000 | 47,276,000 | 48,396,000 |
| Interest-bearing deposits | 38,292,000 | 37,718,000 | 37,606,000 | 36,530,000 |
| Noninterest-bearing deposits | 11,288,000 | 10,905,000 | 9,670,000 | 11,866,000 |
| Equity capital | 4,248,000 | 4,088,000 | 4,382,000 | 4,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 925,000 | 1,411,000 | 1,895,000 |
| Interest expense | 57,000 | 105,000 | 157,000 | 207,000 |
| Net interest income | 400,000 | 820,000 | 1,254,000 | 1,688,000 |
| Noninterest income | 62,000 | 126,000 | 293,000 | 349,000 |
| Noninterest expense | 464,000 | 899,000 | 1,369,000 | 1,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | 48,000 | 179,000 | 170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | 48,000 | 179,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,464,000 | 4,514,000 | 4,645,000 | 4,636,000 |
| Total capital | 4,811,000 | 4,872,000 | 5,016,000 | 4,933,000 |
| Risk-weighted assets | 27,711,000 | 28,599,000 | 29,715,000 | 30,350,000 |