Call reports 2007

MAIN STREET BANK — 2007

Name: MAIN STREET BANK — FFIEC call report 2007
Creator: MAIN STREET BANK

What MAIN STREET BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8aab2d8d-b952-4bab-abfb-b1ee3c507146/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	155,362,000	158,120,000	153,946,000	136,947,000
Total loans	125,820,000	126,420,000	123,402,000	107,238,000
Allowance for loan losses	1,261,000	1,803,000	2,390,000	2,530,000
Securities available for sale	13,617,000	16,306,000	16,444,000	13,045,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	140,931,000	142,696,000	135,259,000	121,785,000
Interest-bearing deposits	134,243,000	135,942,000	128,347,000	116,055,000
Noninterest-bearing deposits	6,688,000	6,753,000	6,912,000	5,730,000
Equity capital	13,691,000	13,174,000	12,299,000	9,034,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	2,714,000	5,643,000	8,515,000	10,831,000
Interest expense	1,508,000	3,121,000	4,901,000	6,468,000
Net interest income	1,206,000	2,522,000	3,614,000	4,363,000
Noninterest income	338,000	796,000	1,198,000	1,550,000
Noninterest expense	1,545,000	3,163,000	4,793,000	6,333,000
Provision for loan losses	240,000	845,000	1,720,000	4,558,000
Pretax income	-241,000	-690,000	-1,701,000	-4,978,000
Income tax	0	0	0	0
Net income	-241,000	-690,000	-1,701,000	-4,978,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	13,708,000	13,258,000	12,249,000	8,971,000
Total capital	14,969,000	14,820,000	13,805,000	10,520,000
Risk-weighted assets	123,804,000	124,727,000	123,629,000	122,965,000