Call reports 2025
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2025
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 17,099,007,000 | 17,363,064,000 | 17,443,313,000 | 17,487,528,000 |
| Total loans | 15,436,492,000 | 15,699,514,000 | 15,795,218,000 | 15,831,112,000 |
| Allowance for loan losses | 70,546,000 | 72,540,000 | 74,244,000 | 74,984,000 |
| Securities available for sale | 530,056,000 | 521,320,000 | 516,736,000 | 450,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,512,762,000 | 10,493,100,000 | 10,580,015,000 | 10,540,199,000 |
| Interest-bearing deposits | 10,378,261,000 | 10,326,706,000 | 10,432,291,000 | 10,355,327,000 |
| Noninterest-bearing deposits | 134,501,000 | 166,394,000 | 147,724,000 | 184,872,000 |
| Equity capital | 1,715,192,000 | 1,721,013,000 | 1,743,326,000 | 1,702,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 186,448,000 | 378,270,000 | 578,070,000 | 776,953,000 |
| Interest expense | 116,124,000 | 234,656,000 | 358,343,000 | 482,132,000 |
| Net interest income | 70,324,000 | 143,614,000 | 219,727,000 | 294,821,000 |
| Noninterest income | 5,876,000 | 11,485,000 | 17,723,000 | 24,091,000 |
| Noninterest expense | 48,440,000 | 98,887,000 | 147,610,000 | 201,637,000 |
| Provision for loan losses | -678,000 | 371,000 | 1,086,000 | 1,128,000 |
| Pretax income | 26,260,000 | 53,212,000 | 85,840,000 | 114,275,000 |
| Income tax | 5,882,000 | 12,006,000 | 19,030,000 | 25,577,000 |
| Net income | 20,378,000 | 41,206,000 | 66,810,000 | 88,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,712,453,000 | 1,734,345,000 | 1,759,983,000 | 1,708,468,000 |
| Total capital | 1,800,414,000 | 1,824,752,000 | 1,852,378,000 | 1,812,525,000 |
| Risk-weighted assets | 10,239,816,000 | 10,503,690,000 | 10,646,107,000 | 10,796,287,000 |