Call reports 2024
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2024
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 17,004,166,000 | 17,022,771,000 | 17,077,644,000 | 17,046,704,000 |
| Total loans | 15,227,486,000 | 15,287,882,000 | 15,409,836,000 | 15,414,297,000 |
| Allowance for loan losses | 68,169,000 | 67,529,000 | 70,002,000 | 70,559,000 |
| Securities available for sale | 516,444,000 | 519,223,000 | 522,407,000 | 503,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,045,328,000 | 10,175,426,000 | 10,321,628,000 | 10,370,436,000 |
| Interest-bearing deposits | 9,914,725,000 | 10,004,427,000 | 10,171,893,000 | 10,187,038,000 |
| Noninterest-bearing deposits | 130,603,000 | 170,999,000 | 149,735,000 | 183,398,000 |
| Equity capital | 1,711,788,000 | 1,732,452,000 | 1,693,094,000 | 1,719,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 183,557,000 | 368,615,000 | 558,076,000 | 745,944,000 |
| Interest expense | 115,033,000 | 233,415,000 | 355,804,000 | 476,429,000 |
| Net interest income | 68,524,000 | 135,200,000 | 202,272,000 | 269,515,000 |
| Noninterest income | 4,875,000 | 9,680,000 | 14,600,000 | 19,882,000 |
| Noninterest expense | 49,504,000 | 97,306,000 | 146,176,000 | 192,135,000 |
| Provision for loan losses | -2,165,000 | -4,172,000 | -2,819,000 | -3,709,000 |
| Pretax income | 24,895,000 | 49,074,000 | 71,196,000 | 99,262,000 |
| Income tax | 5,541,000 | 11,023,000 | 16,094,000 | 22,455,000 |
| Net income | 19,354,000 | 38,051,000 | 55,102,000 | 76,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,681,816,000 | 1,702,488,000 | 1,721,625,000 | 1,696,034,000 |
| Total capital | 1,752,714,000 | 1,774,252,000 | 1,795,509,000 | 1,781,830,000 |
| Risk-weighted assets | 9,665,958,000 | 9,826,181,000 | 10,026,825,000 | 10,130,168,000 |