Call reports 2023
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2023
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 16,249,256,000 | 16,582,026,000 | 16,904,180,000 | 17,042,877,000 |
| Total loans | 14,641,859,000 | 14,959,078,000 | 15,246,322,000 | 15,277,421,000 |
| Allowance for loan losses | 74,138,000 | 74,803,000 | 77,315,000 | 69,084,000 |
| Securities available for sale | 478,946,000 | 509,648,000 | 504,678,000 | 521,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,132,194,000 | 9,166,364,000 | 9,602,859,000 | 10,047,593,000 |
| Interest-bearing deposits | 8,997,221,000 | 9,064,490,000 | 9,439,458,000 | 9,903,007,000 |
| Noninterest-bearing deposits | 134,973,000 | 101,874,000 | 163,401,000 | 144,586,000 |
| Equity capital | 1,586,920,000 | 1,650,598,000 | 1,704,658,000 | 1,658,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 147,856,000 | 304,899,000 | 474,209,000 | 652,028,000 |
| Interest expense | 81,374,000 | 172,725,000 | 274,323,000 | 385,429,000 |
| Net interest income | 66,482,000 | 132,174,000 | 199,886,000 | 266,599,000 |
| Noninterest income | 4,430,000 | 9,396,000 | 12,913,000 | 18,123,000 |
| Noninterest expense | 53,269,000 | 104,015,000 | 152,604,000 | 200,900,000 |
| Provision for loan losses | -1,543,000 | -2,642,000 | -1,905,000 | -881,000 |
| Pretax income | 18,643,000 | 38,555,000 | 60,695,000 | 85,322,000 |
| Income tax | 4,317,000 | 8,714,000 | 13,007,000 | 18,678,000 |
| Net income | 14,326,000 | 29,841,000 | 47,688,000 | 66,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,603,693,000 | 1,621,310,000 | 1,640,657,000 | 1,660,369,000 |
| Total capital | 1,668,593,000 | 1,687,974,000 | 1,709,596,000 | 1,731,017,000 |
| Risk-weighted assets | 9,126,177,000 | 9,114,803,000 | 9,567,624,000 | 9,640,452,000 |