Call reports 2022
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2022
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 14,567,058,000 | 15,390,543,000 | 15,775,362,000 | 16,117,865,000 |
| Total loans | 13,200,299,000 | 13,966,592,000 | 14,339,623,000 | 14,560,521,000 |
| Allowance for loan losses | 64,324,000 | 69,450,000 | 72,895,000 | 74,477,000 |
| Securities available for sale | 439,383,000 | 446,113,000 | 454,289,000 | 469,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,141,647,000 | 9,247,386,000 | 9,072,076,000 | 9,199,012,000 |
| Interest-bearing deposits | 8,991,867,000 | 9,139,417,000 | 8,918,750,000 | 9,011,010,000 |
| Noninterest-bearing deposits | 149,780,000 | 107,969,000 | 153,325,000 | 188,002,000 |
| Equity capital | 1,525,429,000 | 1,560,034,000 | 1,605,687,000 | 1,588,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 93,046,000 | 196,099,000 | 317,754,000 | 457,305,000 |
| Interest expense | 31,135,000 | 63,356,000 | 110,307,000 | 176,167,000 |
| Net interest income | 61,911,000 | 132,743,000 | 207,447,000 | 281,138,000 |
| Noninterest income | 3,920,000 | 7,777,000 | 11,162,000 | 15,526,000 |
| Noninterest expense | 47,026,000 | 96,498,000 | 143,097,000 | 194,691,000 |
| Provision for loan losses | -1,960,000 | 513,000 | 1,619,000 | 1,531,000 |
| Pretax income | 19,805,000 | 41,022,000 | 72,512,000 | 99,973,000 |
| Income tax | 4,256,000 | 8,878,000 | 15,162,000 | 21,508,000 |
| Net income | 15,549,000 | 32,144,000 | 57,350,000 | 78,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,566,444,000 | 1,586,646,000 | 1,614,615,000 | 1,587,039,000 |
| Total capital | 1,611,763,000 | 1,636,953,000 | 1,666,677,000 | 1,651,735,000 |
| Risk-weighted assets | 8,118,056,000 | 8,634,171,000 | 8,847,344,000 | 9,010,186,000 |