Call reports 2021
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2021
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 14,446,863,000 | 14,220,278,000 | 14,041,790,000 | 14,120,189,000 |
| Total loans | 12,812,818,000 | 12,674,646,000 | 12,582,172,000 | 12,746,680,000 |
| Allowance for loan losses | 67,749,000 | 66,435,000 | 64,289,000 | 63,576,000 |
| Securities available for sale | 421,021,000 | 419,444,000 | 421,783,000 | 419,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,390,289,000 | 9,301,960,000 | 9,150,848,000 | 9,115,133,000 |
| Interest-bearing deposits | 9,236,270,000 | 9,148,237,000 | 8,991,756,000 | 8,931,748,000 |
| Noninterest-bearing deposits | 154,019,000 | 153,723,000 | 159,092,000 | 183,385,000 |
| Equity capital | 1,428,570,000 | 1,448,854,000 | 1,487,704,000 | 1,467,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 97,946,000 | 192,850,000 | 286,638,000 | 378,723,000 |
| Interest expense | 39,967,000 | 78,702,000 | 115,818,000 | 150,493,000 |
| Net interest income | 57,979,000 | 114,148,000 | 170,820,000 | 228,230,000 |
| Noninterest income | 13,591,000 | 21,192,000 | 28,850,000 | 35,523,000 |
| Noninterest expense | 45,809,000 | 90,352,000 | 134,572,000 | 179,996,000 |
| Provision for loan losses | -3,901,000 | -6,226,000 | -9,918,000 | -12,589,000 |
| Pretax income | 29,761,000 | 49,988,000 | 72,098,000 | 92,757,000 |
| Income tax | 7,085,000 | 11,322,000 | 15,997,000 | 20,784,000 |
| Net income | 22,676,000 | 38,666,000 | 56,101,000 | 71,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,545,079,000 | 1,564,178,000 | 1,585,124,000 | 1,547,930,000 |
| Total capital | 1,590,134,000 | 1,609,494,000 | 1,629,192,000 | 1,591,967,000 |
| Risk-weighted assets | 7,821,308,000 | 7,778,875,000 | 7,757,963,000 | 7,846,158,000 |