Call reports 2020
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2020
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 14,985,693,000 | 14,816,833,000 | 14,614,169,000 | 14,549,040,000 |
| Total loans | 13,621,178,000 | 13,472,141,000 | 13,186,871,000 | 13,081,086,000 |
| Allowance for loan losses | 44,387,000 | 45,564,000 | 46,937,000 | 70,290,000 |
| Securities available for sale | 545,484,000 | 514,330,000 | 453,438,000 | 447,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,210,311,000 | 9,366,377,000 | 9,391,304,000 | 9,388,124,000 |
| Interest-bearing deposits | 9,084,236,000 | 9,226,339,000 | 9,222,356,000 | 9,187,775,000 |
| Noninterest-bearing deposits | 126,075,000 | 140,038,000 | 168,948,000 | 200,349,000 |
| Equity capital | 1,378,961,000 | 1,392,807,000 | 1,422,277,000 | 1,368,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 118,659,000 | 228,548,000 | 332,756,000 | 433,799,000 |
| Interest expense | 55,799,000 | 103,519,000 | 159,776,000 | 203,617,000 |
| Net interest income | 62,860,000 | 125,029,000 | 172,980,000 | 230,182,000 |
| Noninterest income | 7,454,000 | 20,920,000 | 35,605,000 | 54,860,000 |
| Noninterest expense | 46,072,000 | 87,909,000 | 133,851,000 | 181,894,000 |
| Provision for loan losses | 6,000,000 | 6,000,000 | 6,000,000 | 4,000,000 |
| Pretax income | 18,242,000 | 52,040,000 | 68,734,000 | 99,148,000 |
| Income tax | 2,882,000 | 9,981,000 | 13,555,000 | 19,912,000 |
| Net income | 15,360,000 | 42,059,000 | 55,179,000 | 79,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,503,167,000 | 1,532,547,000 | 1,548,070,000 | 1,520,089,000 |
| Total capital | 1,547,557,000 | 1,578,111,000 | 1,595,007,000 | 1,566,470,000 |
| Risk-weighted assets | 8,300,322,000 | 8,181,292,000 | 7,992,597,000 | 7,994,557,000 |