Call reports 2019
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2019
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 14,172,384,000 | 14,335,890,000 | 14,495,068,000 | 14,789,845,000 |
| Total loans | 12,926,305,000 | 13,070,446,000 | 13,238,324,000 | 13,514,672,000 |
| Allowance for loan losses | 40,286,000 | 39,313,000 | 38,913,000 | 37,292,000 |
| Securities available for sale | 570,583,000 | 560,947,000 | 547,864,000 | 553,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,852,836,000 | 8,794,039,000 | 8,907,033,000 | 9,134,202,000 |
| Interest-bearing deposits | 8,728,351,000 | 8,709,769,000 | 8,762,670,000 | 8,996,620,000 |
| Noninterest-bearing deposits | 124,485,000 | 84,270,000 | 144,363,000 | 137,582,000 |
| Equity capital | 1,468,208,000 | 1,455,577,000 | 1,455,221,000 | 1,440,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 119,392,000 | 239,976,000 | 362,008,000 | 482,160,000 |
| Interest expense | 54,589,000 | 111,933,000 | 171,561,000 | 228,827,000 |
| Net interest income | 64,803,000 | 128,043,000 | 190,447,000 | 253,333,000 |
| Noninterest income | 3,706,000 | 7,038,000 | 11,065,000 | 16,979,000 |
| Noninterest expense | 46,368,000 | 92,913,000 | 135,092,000 | 179,606,000 |
| Provision for loan losses | -4,000,000 | -6,000,000 | -8,000,000 | -11,000,000 |
| Pretax income | 26,141,000 | 48,168,000 | 74,420,000 | 101,706,000 |
| Income tax | 6,298,000 | 11,047,000 | 16,932,000 | 22,979,000 |
| Net income | 19,843,000 | 37,121,000 | 57,488,000 | 78,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,476,565,000 | 1,496,514,000 | 1,518,952,000 | 1,484,739,000 |
| Total capital | 1,516,854,000 | 1,535,830,000 | 1,557,868,000 | 1,522,034,000 |
| Risk-weighted assets | 7,696,007,000 | 7,855,987,000 | 7,963,289,000 | 8,110,166,000 |