Call reports 2018
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2018
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 13,921,450,000 | 13,900,244,000 | 14,100,650,000 | 14,205,430,000 |
| Total loans | 12,726,476,000 | 12,716,070,000 | 12,914,371,000 | 12,962,219,000 |
| Allowance for loan losses | 43,106,000 | 42,971,000 | 42,418,000 | 41,938,000 |
| Securities available for sale | 545,001,000 | 537,991,000 | 527,997,000 | 560,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,474,407,000 | 8,497,305,000 | 8,628,720,000 | 8,727,071,000 |
| Interest-bearing deposits | 8,347,610,000 | 8,404,894,000 | 8,487,860,000 | 8,593,061,000 |
| Noninterest-bearing deposits | 126,797,000 | 92,411,000 | 140,860,000 | 134,010,000 |
| Equity capital | 1,489,669,000 | 1,517,088,000 | 1,545,491,000 | 1,461,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 109,839,000 | 220,178,000 | 334,431,000 | 451,849,000 |
| Interest expense | 39,711,000 | 81,862,000 | 128,725,000 | 180,557,000 |
| Net interest income | 70,128,000 | 138,316,000 | 205,706,000 | 271,292,000 |
| Noninterest income | 2,839,000 | 8,552,000 | 11,337,000 | 14,978,000 |
| Noninterest expense | 46,198,000 | 94,082,000 | 135,771,000 | 180,587,000 |
| Provision for loan losses | -4,000,000 | -6,000,000 | -8,000,000 | -10,000,000 |
| Pretax income | 30,769,000 | 58,786,000 | 89,272,000 | 115,683,000 |
| Income tax | 7,803,000 | 15,497,000 | 23,937,000 | 30,611,000 |
| Net income | 22,966,000 | 43,289,000 | 65,335,000 | 85,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,469,383,000 | 1,492,116,000 | 1,516,758,000 | 1,454,043,000 |
| Total capital | 1,512,492,000 | 1,535,090,000 | 1,559,180,000 | 1,495,984,000 |
| Risk-weighted assets | 7,477,247,000 | 7,508,777,000 | 7,617,672,000 | 7,646,729,000 |