Call reports 2017
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2017
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 13,368,927,000 | 13,488,146,000 | 13,655,460,000 | 13,854,593,000 |
| Total loans | 12,227,918,000 | 12,320,705,000 | 12,468,605,000 | 12,616,590,000 |
| Allowance for loan losses | 56,841,000 | 54,930,000 | 48,948,000 | 45,929,000 |
| Securities available for sale | 536,178,000 | 529,579,000 | 537,479,000 | 538,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,312,981,000 | 8,264,611,000 | 8,295,132,000 | 8,384,262,000 |
| Interest-bearing deposits | 8,186,206,000 | 8,173,894,000 | 8,149,652,000 | 8,204,651,000 |
| Noninterest-bearing deposits | 126,775,000 | 90,717,000 | 145,480,000 | 179,611,000 |
| Equity capital | 1,449,923,000 | 1,474,279,000 | 1,503,831,000 | 1,447,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 99,873,000 | 204,241,000 | 309,355,000 | 416,075,000 |
| Interest expense | 30,826,000 | 65,941,000 | 102,695,000 | 140,803,000 |
| Net interest income | 69,047,000 | 138,300,000 | 206,660,000 | 275,272,000 |
| Noninterest income | 3,335,000 | 7,083,000 | 10,715,000 | 14,267,000 |
| Noninterest expense | 42,462,000 | 84,852,000 | 128,007,000 | 170,480,000 |
| Provision for loan losses | -6,000,000 | -10,000,000 | -17,000,000 | -20,000,000 |
| Pretax income | 35,920,000 | 70,531,000 | 106,368,000 | 139,059,000 |
| Income tax | 12,622,000 | 24,841,000 | 37,724,000 | 49,624,000 |
| Net income | 23,298,000 | 45,690,000 | 68,644,000 | 89,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,456,892,000 | 1,481,811,000 | 1,506,952,000 | 1,444,412,000 |
| Total capital | 1,513,736,000 | 1,536,744,000 | 1,555,903,000 | 1,490,345,000 |
| Risk-weighted assets | 7,154,608,000 | 7,200,540,000 | 7,281,918,000 | 7,389,871,000 |