Call reports 2015
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2015
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 12,102,089,000 | 12,227,428,000 | 12,335,726,000 | 12,356,237,000 |
| Total loans | 10,958,166,000 | 11,095,691,000 | 11,259,253,000 | 11,272,385,000 |
| Allowance for loan losses | 77,093,000 | 76,904,000 | 71,554,000 | 69,241,000 |
| Securities available for sale | 586,091,000 | 569,352,000 | 585,053,000 | 588,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,637,744,000 | 8,557,805,000 | 8,428,691,000 | 8,478,733,000 |
| Interest-bearing deposits | 8,499,384,000 | 8,460,061,000 | 8,284,009,000 | 8,303,465,000 |
| Noninterest-bearing deposits | 138,360,000 | 97,744,000 | 144,682,000 | 175,268,000 |
| Equity capital | 1,557,800,000 | 1,575,972,000 | 1,597,791,000 | 1,404,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 95,047,000 | 189,958,000 | 286,251,000 | 381,677,000 |
| Interest expense | 28,828,000 | 57,508,000 | 86,544,000 | 115,911,000 |
| Net interest income | 66,219,000 | 132,450,000 | 199,707,000 | 265,766,000 |
| Noninterest income | 3,207,000 | 7,208,000 | 10,326,000 | 13,813,000 |
| Noninterest expense | 43,669,000 | 87,053,000 | 127,673,000 | 169,979,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | -5,000,000 | -6,000,000 |
| Pretax income | 24,757,000 | 51,605,000 | 87,360,000 | 115,600,000 |
| Income tax | 8,484,000 | 17,702,000 | 29,948,000 | 39,949,000 |
| Net income | 16,273,000 | 33,903,000 | 57,412,000 | 75,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,559,857,000 | 1,580,078,000 | 1,606,251,000 | 1,418,482,000 |
| Total capital | 1,636,950,000 | 1,656,986,000 | 1,677,809,000 | 1,487,727,000 |
| Risk-weighted assets | 7,264,944,000 | 7,281,667,000 | 7,319,002,000 | 6,752,592,000 |