Call reports 2014
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2014
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 11,502,534,000 | 11,684,265,000 | 11,769,063,000 | 12,036,491,000 |
| Total loans | 10,439,915,000 | 10,594,840,000 | 10,715,522,000 | 10,850,014,000 |
| Allowance for loan losses | 83,391,000 | 82,502,000 | 81,362,000 | 79,762,000 |
| Securities available for sale | 486,040,000 | 524,314,000 | 568,868,000 | 580,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,543,155,000 | 8,796,314,000 | 8,791,835,000 | 8,711,756,000 |
| Interest-bearing deposits | 8,415,674,000 | 8,702,124,000 | 8,652,712,000 | 8,538,114,000 |
| Noninterest-bearing deposits | 127,481,000 | 94,190,000 | 139,123,000 | 173,642,000 |
| Equity capital | 1,542,430,000 | 1,565,338,000 | 1,579,415,000 | 1,534,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 92,771,000 | 185,752,000 | 279,943,000 | 375,084,000 |
| Interest expense | 24,936,000 | 51,459,000 | 79,929,000 | 109,163,000 |
| Net interest income | 67,835,000 | 134,293,000 | 200,014,000 | 265,921,000 |
| Noninterest income | 2,533,000 | 6,192,000 | 8,875,000 | 12,125,000 |
| Noninterest expense | 39,693,000 | 78,080,000 | 118,083,000 | 158,694,000 |
| Provision for loan losses | 5,000,000 | 9,000,000 | 13,000,000 | 15,000,000 |
| Pretax income | 25,675,000 | 53,405,000 | 78,082,000 | 104,628,000 |
| Income tax | 8,607,000 | 18,036,000 | 26,606,000 | 35,786,000 |
| Net income | 17,068,000 | 35,369,000 | 51,476,000 | 68,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,544,791,000 | 1,565,596,000 | 1,584,115,000 | 1,539,079,000 |
| Total capital | 1,625,856,000 | 1,647,484,000 | 1,665,477,000 | 1,618,841,000 |
| Risk-weighted assets | 6,482,841,000 | 6,550,465,000 | 6,596,271,000 | 6,658,593,000 |